Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$248,706$248,706$268,200
Remaining term (yrs)25.125.130.0
Secondary amount$0$34,394$0
Funding fee$1,244$1,244$0
Note rate3.070%3.070%7.400%
Blended rate3.070%4.140%7.640%
1st payment$1,180.64$1,180.64$1,856.96
2nd payment$0.00$340.36$0.00
Taxes / mo$128.98$128.98$128.98
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$53.64
HOA / mo$29.00$29.00$29.00
Total monthly$1,488.62$1,828.98$2,218.58
Cash to close$49,294$14,900$29,800