Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$238,646$238,646$287,910
Remaining term (yrs)25.225.230.0
Secondary amount$0$49,264$0
Funding fee$1,193$1,193$0
Note rate3.070%3.070%7.400%
Blended rate3.070%4.085%7.640%
1st payment$1,130.42$1,130.42$1,993.43
2nd payment$0.00$369.48$0.00
Taxes / mo$137.70$137.70$137.70
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$57.58
HOA / mo$23.67$23.67$23.67
Total monthly$1,441.78$1,811.26$2,362.38
Cash to close$81,254$31,990$31,990