Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$284,387$284,387$328,500
Remaining term (yrs)26.026.030.0
Secondary amount$0$44,113$0
Funding fee$0$0$0
Note rate6.110%6.110%7.400%
Blended rate6.960%7.234%7.640%
1st payment$1,816.74$1,816.74$2,274.47
2nd payment$0.00$330.85$0.00
Taxes / mo$154.65$154.65$154.65
Insurance / mo$150.00$150.00$150.00
MI / mo$212.13$212.13$65.70
HOA / mo$0.00$0.00$0.00
Total monthly$2,333.52$2,664.36$2,644.82
Cash to close$80,613$36,500$36,500