Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$129,287	$129,287	$294,300
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$165,013	$0
Funding fee	$646	$646	$0
Note rate	2.740%	2.740%	7.400%
Blended rate	2.740%	5.689%	7.640%
1st payment	$604.23	$604.23	$2,037.67
2nd payment	$0.00	$1,100.09	$0.00
Taxes / mo	$105.45	$105.45	$105.45
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$58.86
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$859.68	$1,959.76	$2,351.98
Cash to close	$197,713	$32,700	$32,700