Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$230,354	$219,960
Remaining term (yrs)	25.8	30.0
Secondary amount	$0	$0
Funding fee	$1,152	$0
Note rate	5.520%	7.400%
Blended rate	5.520%	7.640%
1st payment	$1,394.16	$1,522.96
2nd payment	$0.00	$0.00
Taxes / mo	$53.88	$53.88
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$43.99
HOA / mo	$130.00	$130.00
Total monthly	$1,728.03	$1,900.83
Cash to close	$14,046	$24,440