Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$50,166	$50,166	$107,910
Remaining term (yrs)	20.5	20.5	30.0
Secondary amount	$0	$57,744	$0
Funding fee	$251	$251	$0
Note rate	4.200%	4.200%	7.400%
Blended rate	4.200%	6.769%	7.640%
1st payment	$302.95	$302.95	$747.15
2nd payment	$0.00	$433.08	$0.00
Taxes / mo	$0.01	$0.01	$0.01
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$21.58
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$452.95	$886.04	$918.74
Cash to close	$69,734	$11,990	$11,990