Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$273,359	$269,910
Remaining term (yrs)	25.9	30.0
Secondary amount	$0	$0
Funding fee	$1,367	$0
Note rate	5.520%	7.400%
Blended rate	5.520%	7.640%
1st payment	$1,652.04	$1,868.80
2nd payment	$0.00	$0.00
Taxes / mo	$69.06	$69.06
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$53.98
HOA / mo	$0.00	$0.00
Total monthly	$1,871.10	$2,141.84
Cash to close	$26,541	$29,990