Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$216,985$216,985$255,600
Remaining term (yrs)24.824.830.0
Secondary amount$0$38,615$0
Funding fee$1,085$1,085$0
Note rate2.980%2.980%7.400%
Blended rate2.980%3.889%7.640%
1st payment$1,029.03$1,029.03$1,769.72
2nd payment$0.00$289.61$0.00
Taxes / mo$63.79$63.79$63.79
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$51.12
HOA / mo$13.33$13.33$13.33
Total monthly$1,256.15$1,545.75$2,047.96
Cash to close$67,015$28,400$28,400