Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$263,654$263,654$278,899
Remaining term (yrs)26.826.830.0
Secondary amount$0$30,740$0
Funding fee$1,318$1,318$0
Note rate6.710%6.710%7.400%
Blended rate6.710%7.249%7.640%
1st payment$1,765.84$1,765.84$1,931.04
2nd payment$0.00$304.19$0.00
Taxes / mo$129.36$129.36$129.36
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$55.78
HOA / mo$148.67$148.67$148.67
Total monthly$2,193.87$2,498.06$2,414.85
Cash to close$46,234$15,494$30,989