Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$233,096$233,096$287,100
Remaining term (yrs)24.024.030.0
Secondary amount$0$54,004$0
Funding fee$1,165$1,165$0
Note rate2.890%2.890%7.400%
Blended rate2.890%4.039%7.640%
1st payment$1,117.80$1,117.80$1,987.82
2nd payment$0.00$405.03$0.00
Taxes / mo$149.45$149.45$149.45
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$57.42
HOA / mo$51.00$51.00$51.00
Total monthly$1,468.25$1,873.28$2,395.69
Cash to close$85,904$31,900$31,900