Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$164,312	$164,312	$251,100
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$86,788	$0
Funding fee	$822	$822	$0
Note rate	2.680%	2.680%	7.400%
Blended rate	2.680%	4.864%	7.640%
1st payment	$764.75	$764.75	$1,738.57
2nd payment	$0.00	$650.91	$0.00
Taxes / mo	$146.61	$146.61	$146.61
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$50.22
HOA / mo	$29.00	$29.00	$29.00
Total monthly	$1,090.36	$1,741.26	$2,114.39
Cash to close	$114,688	$27,900	$27,900