Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$102,951$102,951$169,650
Remaining term (yrs)23.723.730.0
Secondary amount$0$66,699$0
Funding fee$515$515$0
Note rate3.230%3.230%7.400%
Blended rate3.230%5.499%7.640%
1st payment$516.59$516.59$1,174.62
2nd payment$0.00$500.24$0.00
Taxes / mo$63.25$63.25$63.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$33.93
HOA / mo$0.00$0.00$0.00
Total monthly$729.84$1,230.08$1,421.80
Cash to close$85,549$18,850$18,850