Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$270,135$270,135$315,000
Remaining term (yrs)25.325.330.0
Secondary amount$0$44,865$0
Funding fee$1,351$1,351$0
Note rate3.100%3.100%7.400%
Blended rate3.100%3.940%7.640%
1st payment$1,281.05$1,281.05$2,181.00
2nd payment$0.00$336.49$0.00
Taxes / mo$106.42$106.42$106.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$63.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,537.47$1,873.96$2,500.41
Cash to close$79,865$35,000$35,000