Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$0	$0	$269,100
Remaining term (yrs)	25.6	25.6	30.0
Secondary amount	$0	$269,100	$0
Funding fee	$0	$0	$0
Note rate	4.000%	4.000%	7.400%
Blended rate	4.850%	7.750%	7.640%
1st payment	$0.00	$0.00	$1,863.19
2nd payment	$0.00	$1,737.94	$0.00
Taxes / mo	$56.17	$56.17	$56.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$53.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$206.17	$1,944.10	$2,123.18
Cash to close	$299,000	$29,900	$29,900