Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$314,061	$314,061	$422,991
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$108,930	$0
Funding fee	$1,570	$1,570	$0
Note rate	2.680%	2.680%	7.400%
Blended rate	2.680%	4.050%	7.640%
1st payment	$1,461.71	$1,461.71	$2,928.70
2nd payment	$0.00	$726.20	$0.00
Taxes / mo	$110.58	$110.58	$110.58
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$84.60
HOA / mo	$27.00	$27.00	$27.00
Total monthly	$1,765.96	$2,492.16	$3,317.55
Cash to close	$155,929	$46,999	$46,999