Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$365,558$365,558$394,200
Remaining term (yrs)28.528.530.0
Secondary amount$0$28,642$0
Funding fee$0$0$0
Note rate6.620%6.620%7.400%
Blended rate7.170%7.303%7.640%
1st payment$2,376.80$2,376.80$2,729.36
2nd payment$0.00$214.81$0.00
Taxes / mo$142.00$142.00$142.00
Insurance / mo$150.00$150.00$150.00
MI / mo$170.22$170.22$78.84
HOA / mo$28.00$28.00$28.00
Total monthly$2,867.02$3,081.84$3,128.20
Cash to close$72,442$43,800$43,800