Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$431,711$431,711$449,432
Remaining term (yrs)27.927.930.0
Secondary amount$0$42,690$0
Funding fee$0$0$0
Note rate6.920%6.920%7.400%
Blended rate7.470%7.866%7.640%
1st payment$2,911.23$2,911.23$3,111.78
2nd payment$0.00$422.45$0.00
Taxes / mo$115.92$115.92$115.92
Insurance / mo$166.67$166.67$166.67
MI / mo$202.19$202.19$89.89
HOA / mo$0.00$0.00$0.00
Total monthly$3,396.00$3,818.46$3,484.25
Cash to close$67,658$24,968$49,937