Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$195,118$195,118$373,500
Remaining term (yrs)24.024.030.0
Secondary amount$0$178,382$0
Funding fee$976$976$0
Note rate2.890%2.890%7.400%
Blended rate2.890%5.331%7.640%
1st payment$935.68$935.68$2,586.04
2nd payment$0.00$1,189.21$0.00
Taxes / mo$88.50$88.50$88.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$74.70
HOA / mo$5.67$5.67$5.67
Total monthly$1,179.85$2,369.07$2,904.91
Cash to close$219,882$41,500$41,500