Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$397,257$397,257$438,300
Remaining term (yrs)27.627.630.0
Secondary amount$0$41,043$0
Funding fee$0$0$0
Note rate6.990%6.990%7.400%
Blended rate7.540%7.677%7.640%
1st payment$2,705.05$2,705.05$3,034.70
2nd payment$0.00$307.82$0.00
Taxes / mo$200.98$200.98$200.98
Insurance / mo$166.67$166.67$166.67
MI / mo$186.54$186.54$87.66
HOA / mo$27.67$27.67$27.67
Total monthly$3,286.90$3,594.73$3,517.67
Cash to close$89,743$48,700$48,700