Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$117,178	$117,178	$449,100
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$331,922	$0
Funding fee	$586	$586	$0
Note rate	2.770%	2.770%	7.400%
Blended rate	2.770%	6.451%	7.640%
1st payment	$552.06	$552.06	$3,109.48
2nd payment	$0.00	$2,143.66	$0.00
Taxes / mo	$173.83	$173.83	$173.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$89.82
HOA / mo	$25.67	$25.67	$25.67
Total monthly	$918.23	$3,061.90	$3,565.47
Cash to close	$381,822	$49,900	$49,900