Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$143,560	$143,560	$269,100
Remaining term (yrs)	21.1	21.1	30.0
Secondary amount	$0	$125,540	$0
Funding fee	$0	$0	$0
Note rate	3.900%	3.900%	7.400%
Blended rate	4.750%	6.266%	7.640%
1st payment	$828.99	$828.99	$1,863.19
2nd payment	$0.00	$836.93	$0.00
Taxes / mo	$50.08	$50.08	$50.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$124.49	$124.49	$53.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,153.57	$1,990.50	$2,117.10
Cash to close	$155,440	$29,900	$29,900