Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$479,927$479,927$526,500
Remaining term (yrs)28.928.930.0
Secondary amount$0$46,573$0
Funding fee$2,400$2,400$0
Note rate6.350%6.350%7.400%
Blended rate6.350%6.584%7.640%
1st payment$3,021.02$3,021.02$3,645.38
2nd payment$0.00$349.30$0.00
Taxes / mo$181.42$181.42$181.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$105.30
HOA / mo$0.00$0.00$0.00
Total monthly$3,369.10$3,718.40$4,098.76
Cash to close$105,073$58,500$58,500