Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$122,750$122,750$315,000
Remaining term (yrs)23.123.130.0
Secondary amount$0$192,250$0
Funding fee$0$0$0
Note rate3.610%3.610%7.400%
Blended rate4.460%6.621%7.640%
1st payment$650.76$650.76$2,181.00
2nd payment$0.00$1,281.67$0.00
Taxes / mo$64.08$64.08$64.08
Insurance / mo$150.00$150.00$150.00
MI / mo$101.26$101.26$63.00
HOA / mo$0.00$0.00$0.00
Total monthly$966.10$2,247.77$2,458.08
Cash to close$227,250$35,000$35,000