Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$377,841	$377,841	$387,000
Remaining term (yrs)	26.8	26.8	30.0
Secondary amount	$0	$30,659	$0
Funding fee	$0	$0	$0
Note rate	6.710%	6.710%	7.400%
Blended rate	7.260%	7.606%	7.640%
1st payment	$2,530.62	$2,530.62	$2,679.51
2nd payment	$0.00	$303.40	$0.00
Taxes / mo	$128.17	$128.17	$128.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$179.56	$179.56	$77.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,988.35	$3,291.74	$3,035.08
Cash to close	$52,159	$21,500	$43,000