Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$407,116$407,116$440,100
Remaining term (yrs)25.825.830.0
Secondary amount$0$32,984$0
Funding fee$2,036$2,036$0
Note rate5.520%5.520%7.400%
Blended rate5.520%5.781%7.640%
1st payment$2,463.96$2,463.96$3,047.16
2nd payment$0.00$247.38$0.00
Taxes / mo$407.50$407.50$407.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$88.02
HOA / mo$27.00$27.00$27.00
Total monthly$3,065.13$3,312.51$3,736.35
Cash to close$81,884$48,900$48,900