Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$301,349$301,349$355,500
Remaining term (yrs)26.026.030.0
Secondary amount$0$54,151$0
Funding fee$1,507$1,507$0
Note rate5.220%5.220%7.400%
Blended rate5.220%5.796%7.640%
1st payment$1,764.34$1,764.34$2,461.41
2nd payment$0.00$406.13$0.00
Taxes / mo$60.42$60.42$60.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$71.10
HOA / mo$0.00$0.00$0.00
Total monthly$1,974.76$2,380.89$2,742.93
Cash to close$93,651$39,500$39,500