Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$129,277	$129,277	$891,000
Remaining term (yrs)	26.2	26.2	30.0
Secondary amount	$0	$761,723	$0
Funding fee	$646	$646	$0
Note rate	6.810%	6.810%	7.400%
Blended rate	6.810%	7.614%	7.640%
1st payment	$881.00	$881.00	$6,169.10
2nd payment	$0.00	$4,919.46	$0.00
Taxes / mo	$272.50	$272.50	$272.50
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$178.20
HOA / mo	$83.33	$83.33	$83.33
Total monthly	$1,453.50	$6,372.96	$6,919.80
Cash to close	$860,723	$99,000	$99,000