Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$389,791$389,791$472,500
Remaining term (yrs)27.227.230.0
Secondary amount$0$82,709$0
Funding fee$0$0$0
Note rate7.440%7.440%7.400%
Blended rate7.990%8.167%7.640%
1st payment$2,783.22$2,783.22$3,271.49
2nd payment$0.00$620.31$0.00
Taxes / mo$173.25$173.25$173.25
Insurance / mo$166.67$166.67$166.67
MI / mo$183.52$183.52$94.50
HOA / mo$62.00$62.00$62.00
Total monthly$3,368.66$3,988.97$3,767.91
Cash to close$135,209$52,500$52,500