Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$78,671	$78,671	$152,999
Remaining term (yrs)	21.4	21.4	30.0
Secondary amount	$0	$74,328	$0
Funding fee	$0	$0	$0
Note rate	4.030%	4.030%	7.400%
Blended rate	4.880%	6.882%	7.640%
1st payment	$456.35	$456.35	$1,059.33
2nd payment	$0.00	$557.46	$0.00
Taxes / mo	$37.08	$37.08	$37.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$67.46	$67.46	$30.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$710.90	$1,268.36	$1,277.02
Cash to close	$91,328	$17,000	$17,000