Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$488,202$488,202$616,500
Remaining term (yrs)23.423.430.0
Secondary amount$0$128,298$0
Funding fee$0$0$0
Note rate3.620%3.620%7.400%
Blended rate4.470%5.205%7.640%
1st payment$2,573.21$2,573.21$4,268.52
2nd payment$0.00$855.32$0.00
Taxes / mo$613.33$613.33$613.33
Insurance / mo$166.67$166.67$166.67
MI / mo$399.91$399.91$123.30
HOA / mo$80.00$80.00$80.00
Total monthly$3,833.12$4,688.44$5,251.82
Cash to close$196,798$68,500$68,500