Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$398,876	$395,100
Remaining term (yrs)	29.3	30.0
Secondary amount	$0	$0
Funding fee	$1,994	$0
Note rate	0.000%	7.400%
Blended rate	0.000%	7.640%
1st payment	$1,107.99	$2,735.59
2nd payment	$0.00	$0.00
Taxes / mo	$228.92	$228.92
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$79.02
HOA / mo	$400.00	$400.00
Total monthly	$1,886.91	$3,593.53
Cash to close	$40,124	$43,900