Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$471,754	$471,754	$494,910
Remaining term (yrs)	25.2	25.2	30.0
Secondary amount	$0	$50,651	$0
Funding fee	$0	$0	$0
Note rate	3.070%	3.070%	7.400%
Blended rate	3.920%	4.691%	7.640%
1st payment	$2,234.61	$2,234.61	$3,426.66
2nd payment	$0.00	$501.23	$0.00
Taxes / mo	$246.58	$246.58	$246.58
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$372.09	$372.09	$98.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,019.95	$3,521.18	$3,938.89
Cash to close	$78,146	$27,495	$54,990