Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$411,164	$411,164	$477,000
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$65,836	$0
Funding fee	$0	$0	$0
Note rate	2.680%	2.680%	7.400%
Blended rate	3.530%	4.285%	7.640%
1st payment	$1,913.65	$1,913.65	$3,302.65
2nd payment	$0.00	$493.77	$0.00
Taxes / mo	$361.83	$361.83	$361.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$335.07	$335.07	$95.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,777.22	$3,271.00	$3,926.55
Cash to close	$118,836	$53,000	$53,000