Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$354,580	$354,580	$360,000
Remaining term (yrs)	24.9	24.9	30.0
Secondary amount	$0	$25,420	$0
Funding fee	$1,773	$1,773	$0
Note rate	2.980%	2.980%	7.400%
Blended rate	2.980%	3.575%	7.640%
1st payment	$1,677.77	$1,677.77	$2,492.57
2nd payment	$0.00	$251.55	$0.00
Taxes / mo	$118.58	$118.58	$118.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$72.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,946.36	$2,197.91	$2,833.15
Cash to close	$45,420	$20,000	$40,000