Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$212,735	$212,735	$288,000
Remaining term (yrs)	21.7	21.7	30.0
Secondary amount	$0	$75,265	$0
Funding fee	$0	$0	$0
Note rate	4.590%	4.590%	7.400%
Blended rate	5.440%	6.370%	7.640%
1st payment	$1,287.10	$1,287.10	$1,994.05
2nd payment	$0.00	$564.48	$0.00
Taxes / mo	$181.25	$181.25	$181.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$178.05	$178.05	$57.60
HOA / mo	$347.00	$347.00	$347.00
Total monthly	$2,143.40	$2,707.88	$2,729.90
Cash to close	$107,265	$32,000	$32,000