Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$464,118	$464,118	$675,000
Remaining term (yrs)	22.8	22.8	30.0
Secondary amount	$0	$210,882	$0
Funding fee	$0	$0	$0
Note rate	3.730%	3.730%	7.400%
Blended rate	4.580%	5.570%	7.640%
1st payment	$2,513.02	$2,513.02	$4,673.56
2nd payment	$0.00	$1,361.95	$0.00
Taxes / mo	$343.75	$343.75	$343.75
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$385.31	$385.31	$135.00
HOA / mo	$25.00	$25.00	$25.00
Total monthly	$3,483.74	$4,845.69	$5,393.98
Cash to close	$285,882	$75,000	$75,000