Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$361,926$361,926$435,150
Remaining term (yrs)25.425.430.0
Secondary amount$0$73,224$0
Funding fee$0$0$0
Note rate3.450%3.450%7.400%
Blended rate4.300%5.091%7.640%
1st payment$1,779.95$1,779.95$3,012.89
2nd payment$0.00$549.18$0.00
Taxes / mo$452.33$452.33$452.33
Insurance / mo$166.67$166.67$166.67
MI / mo$282.53$282.53$87.03
HOA / mo$0.00$0.00$0.00
Total monthly$2,681.47$3,230.65$3,718.92
Cash to close$121,574$48,350$48,350