Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$394,140$394,140$449,100
Remaining term (yrs)24.824.830.0
Secondary amount$0$54,960$0
Funding fee$0$0$0
Note rate2.960%2.960%7.400%
Blended rate3.810%4.445%7.640%
1st payment$1,865.07$1,865.07$3,109.48
2nd payment$0.00$412.20$0.00
Taxes / mo$220.25$220.25$220.25
Insurance / mo$166.67$166.67$166.67
MI / mo$314.96$314.96$89.82
HOA / mo$0.00$0.00$0.00
Total monthly$2,566.95$2,979.15$3,586.21
Cash to close$104,860$49,900$49,900