Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$252,501$252,501$350,100
Remaining term (yrs)24.824.830.0
Secondary amount$0$97,599$0
Funding fee$0$0$0
Note rate3.470%3.470%7.400%
Blended rate4.320%5.625%7.640%
1st payment$1,262.67$1,262.67$2,424.02
2nd payment$0.00$731.99$0.00
Taxes / mo$227.58$227.58$227.58
Insurance / mo$150.00$150.00$150.00
MI / mo$199.92$199.92$70.02
HOA / mo$420.00$420.00$420.00
Total monthly$2,260.18$2,992.17$3,291.63
Cash to close$136,499$38,900$38,900