Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$363,448$363,448$404,910
Remaining term (yrs)26.026.030.0
Secondary amount$0$41,462$0
Funding fee$0$0$0
Note rate5.220%5.220%7.400%
Blended rate6.070%6.370%7.640%
1st payment$2,127.92$2,127.92$2,803.52
2nd payment$0.00$310.97$0.00
Taxes / mo$193.92$193.92$193.92
Insurance / mo$150.00$150.00$150.00
MI / mo$273.88$273.88$80.98
HOA / mo$0.00$0.00$0.00
Total monthly$2,745.71$3,056.68$3,228.41
Cash to close$86,452$44,990$44,990