Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$167,775$167,775$440,100
Remaining term (yrs)23.923.930.0
Secondary amount$0$272,325$0
Funding fee$0$0$0
Note rate3.160%3.160%7.400%
Blended rate4.010%6.324%7.640%
1st payment$831.84$831.84$3,047.16
2nd payment$0.00$1,758.77$0.00
Taxes / mo$249.58$249.58$249.58
Insurance / mo$166.67$166.67$166.67
MI / mo$136.94$136.94$88.02
HOA / mo$466.00$466.00$466.00
Total monthly$1,851.03$3,609.80$4,017.43
Cash to close$321,225$48,900$48,900