Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$292,435$292,435$508,500
Remaining term (yrs)23.923.930.0
Secondary amount$0$216,065$0
Funding fee$1,462$1,462$0
Note rate3.020%3.020%7.400%
Blended rate3.020%5.030%7.640%
1st payment$1,428.67$1,428.67$3,520.75
2nd payment$0.00$1,395.42$0.00
Taxes / mo$159.33$159.33$159.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$101.70
HOA / mo$150.00$150.00$150.00
Total monthly$1,904.67$3,300.09$4,098.45
Cash to close$272,565$56,500$56,500