Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$263,711$263,711$328,409
Remaining term (yrs)22.522.530.0
Secondary amount$0$64,698$0
Funding fee$1,319$1,319$0
Note rate4.270%4.270%7.400%
Blended rate4.270%5.202%7.640%
1st payment$1,514.84$1,514.84$2,273.84
2nd payment$0.00$485.23$0.00
Taxes / mo$203.92$203.92$203.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$65.68
HOA / mo$308.50$308.50$308.50
Total monthly$2,177.26$2,662.49$3,001.94
Cash to close$101,188$36,490$36,490