Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$475,335$475,335$544,500
Remaining term (yrs)25.025.030.0
Secondary amount$0$69,165$0
Funding fee$2,377$2,377$0
Note rate2.840%2.840%7.400%
Blended rate2.840%3.622%7.640%
1st payment$2,209.68$2,209.68$3,770.01
2nd payment$0.00$518.74$0.00
Taxes / mo$351.75$351.75$351.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$108.90
HOA / mo$0.00$0.00$0.00
Total monthly$2,728.10$3,246.84$4,397.32
Cash to close$129,665$60,500$60,500