Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$483,838	$483,838	$548,100
Remaining term (yrs)	28.7	28.7	30.0
Secondary amount	$0	$64,262	$0
Funding fee	$2,419	$2,419	$0
Note rate	6.720%	6.720%	7.400%
Blended rate	6.720%	6.987%	7.640%
1st payment	$3,168.37	$3,168.37	$3,794.93
2nd payment	$0.00	$481.97	$0.00
Taxes / mo	$262.92	$262.92	$262.92
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$109.62
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,597.95	$4,079.92	$4,334.14
Cash to close	$125,162	$60,900	$60,900