Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$317,153$317,153$396,000
Remaining term (yrs)24.124.130.0
Secondary amount$0$78,847$0
Funding fee$1,586$1,586$0
Note rate2.890%2.890%7.400%
Blended rate2.890%4.107%7.640%
1st payment$1,517.29$1,517.29$2,741.82
2nd payment$0.00$591.35$0.00
Taxes / mo$117.33$117.33$117.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$79.20
HOA / mo$0.00$0.00$0.00
Total monthly$1,784.62$2,375.97$3,088.36
Cash to close$122,847$44,000$44,000