Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$342,315	$342,315	$742,500
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$400,185	$0
Funding fee	$1,712	$1,712	$0
Note rate	2.770%	2.770%	7.400%
Blended rate	2.770%	5.454%	7.640%
1st payment	$1,612.75	$1,612.75	$5,140.92
2nd payment	$0.00	$2,584.53	$0.00
Taxes / mo	$481.25	$481.25	$481.25
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$148.50
HOA / mo	$66.67	$66.67	$66.67
Total monthly	$2,377.34	$4,961.87	$6,054.01
Cash to close	$482,685	$82,500	$82,500