Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$408,611$408,611$584,100
Remaining term (yrs)23.123.130.0
Secondary amount$0$175,489$0
Funding fee$2,043$2,043$0
Note rate3.690%3.690%7.400%
Blended rate3.690%4.985%7.640%
1st payment$2,183.66$2,183.66$4,044.19
2nd payment$0.00$1,169.93$0.00
Taxes / mo$446.75$446.75$446.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$116.82
HOA / mo$61.00$61.00$61.00
Total monthly$2,858.08$4,028.00$4,835.43
Cash to close$240,389$64,900$64,900