Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$129,986	$129,986	$314,910
Remaining term (yrs)	16.6	16.6	30.0
Secondary amount	$0	$184,924	$0
Funding fee	$650	$650	$0
Note rate	3.450%	3.450%	7.400%
Blended rate	3.450%	6.122%	7.640%
1st payment	$852.35	$852.35	$2,180.37
2nd payment	$0.00	$1,232.83	$0.00
Taxes / mo	$144.50	$144.50	$144.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$62.98
HOA / mo	$12.08	$12.08	$12.08
Total monthly	$1,158.93	$2,391.76	$2,549.94
Cash to close	$219,914	$34,990	$34,990