Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$444,928$444,928$697,500
Remaining term (yrs)25.825.830.0
Secondary amount$0$252,572$0
Funding fee$2,225$2,225$0
Note rate5.520%5.520%7.400%
Blended rate5.520%6.328%7.640%
1st payment$2,692.81$2,692.81$4,829.35
2nd payment$0.00$1,631.20$0.00
Taxes / mo$270.16$270.16$270.16
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$139.50
HOA / mo$133.00$133.00$133.00
Total monthly$3,312.64$4,943.83$5,588.68
Cash to close$330,072$77,500$77,500